Our rates of interest on deposits have been revised w.e.f. 01.07.2022 will be as under:
Particulars |
Period |
Int. Rate |
Saving A/c |
------ |
3.5% |
Current A/c |
----- |
0% |
Daily Deposits |
From 6 Months to 11 Months |
2.5% |
After 12 Months |
5.00% |
Balkalyan Deposit |
12 Months |
7% |
Recurring Deposits |
After 1 year |
9.00% |
After 2 year |
9.5% |
Sr. No. |
Minimum Amount |
Int. Rate |
1) |
Rs. 4,00,000 to 6,99,999/- |
6.50% |
2) |
Rs. 7,00,000 to 9,99,999/- |
7.50% |
3) |
Rs. 10,00,000 to 50,00,000/- |
8.50% |
Period |
Monthly Deposit Amount |
After Maturity |
12 Months |
7,930.00 |
1,00,000/- |
24 Months |
3,790.00 |
1,00,000/- |
36 Months |
2,410.00 |
1,00,000/- |
48 Months |
1,730.00 |
1,00,000/- |
60 Months |
1,320.00 |
1,00,000/- |
72 Months |
1,050.00 |
1,00,000/- |
75 Months |
1,000.00 |
1,00,000/- |
Deposit |
Period |
Int. Rate |
MIS Deposit |
1 year to 2 year |
8.5 % |
2 year to 3 year |
9% |
Term Deposits |
Period |
Int. Rate |
Short Term Deposit |
30 Days to 45 Days |
6% |
46 Days to 119 Days |
6.25 % |
120 Days to 209 Days |
7.5% |
210 Days to 365 Days |
8.5% |
Long Term Deposit |
13 Months to 24 Months |
9% |
25 Months to 36 Months |
9.5% |
* 0.5% extra for senior citizen (Age 60 years and above)
Deposit |
Period |
Int. Rate |
Double Deposit |
89 Months |
9.5% |
Shivsahyadri cash certificate |
As per Member Loan period |
7% |
* The above rates will be apply only to fresh deposits and on renewals of deposits maturing on or after 01st July 2022.