Eligibility: Business members of the organization can avail the loan scheme. "Shiv Mudra Loan Demand Application" of the institution is required to be submitted in the prescribed format.

The said applicant should be an old daily account holder of the institute for at least 3 months. The business period of the said account holder must be at least 3 years old. Only daily account holders doing business of the organization can avail the benefit of this scheme. Employed class cannot avail the benefit of this scheme.