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Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.

It is only through online channels that scheduled banks allow you to repay your loan. However, there have been instances where banks have recovered outstanding dues in cash.

Your age and your income are the primary criteria for the bank to decide your credit eligibility. For instance, a bank would be more willing to a younger person, earning a stable monthly salary. Such profiles have lower risk exposure.

You can simultaneously apply for other loans, including car loans and personal loans, while you are re-paying a home loan. However, Patpedhi will thoroughly examine you repayment capability before issuing you a loan.

No, for availing any loan facility, you must be a member, six (6) months prior to your loan application.